Editors Reads
A Wealth of Common Sense by Ben Carlson — book cover

A Wealth of Common Sense

by Ben Carlson ·

4.4
Reviewed by Marcus Webb

Ben Carlson's argument that simplicity beats complexity in investing — a clear, evidence-based guide to building a portfolio that outperforms most professionals over time.

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Editors Reads Verdict

Clear-eyed, well-researched, and elegantly argued. Carlson's modern voice makes the case for investment simplicity with updated evidence and a blog-era directness that complements the classic texts by Bogle, Ellis, and Malkiel.

4.4
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What We Loved

  • Accessible without dumbing down — Carlson writes for intelligent non-professionals
  • Strong historical perspective on why simplicity repeatedly outperforms
  • Excellent on the behavioural mistakes that undo intelligent investors

Minor Drawbacks

  • Covers familiar ground for readers of Bogle, Ellis, and Malkiel
  • Portfolio construction chapters are concise — readers wanting depth need additional reading

Key Takeaways

  • Complexity in investing rarely compensates for its added costs and decision points
  • A simple three-fund portfolio beats the majority of professional investors over 20 years
  • Process discipline and emotional control are the true source of investment edge
Book details for A Wealth of Common Sense
Author Ben Carlson
Published June 22, 2015
Language English
Genre Finance, Investing, Non-Fiction

Overview

Ben Carlson manages institutional assets and writes the influential A Wealth of Common Sense blog. This book extends his online arguments into a comprehensive case for investment simplicity, drawing on extensive market history to show that adding complexity rarely improves returns.

What the Book Covers

The illusion of investment complexity, historical market returns and what they teach us, behavioural biases and how to mitigate them, building a simple portfolio, the role of asset allocation, rebalancing, and the rare cases where complexity might be justified.

Who Should Read This

Investors who have read foundational texts (Bogle, Ellis, Malkiel) and want a fresh, blog-era voice making the same case with updated evidence. Also excellent for high earners who are tempted by complex alternative investments.

Final Verdict

Clear-eyed, well-researched, and elegantly argued — one of the best modern investing books for intelligent non-professionals.

Frequently Asked Questions

What is "A Wealth of Common Sense" about?

Ben Carlson's argument that simplicity beats complexity in investing — a clear, evidence-based guide to building a portfolio that outperforms most professionals over time.

What are the key takeaways from "A Wealth of Common Sense"?

Complexity in investing rarely compensates for its added costs and decision points A simple three-fund portfolio beats the majority of professional investors over 20 years Process discipline and emotional control are the true source of investment edge

Is "A Wealth of Common Sense" worth reading?

Clear-eyed, well-researched, and elegantly argued. Carlson's modern voice makes the case for investment simplicity with updated evidence and a blog-era directness that complements the classic texts by Bogle, Ellis, and Malkiel.

Ready to Read A Wealth of Common Sense?

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Check Price on Amazon (paid link)

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